A rough credit history, a repossession, a bankruptcy behind you, none of it has to be the end of the story. Our finance team works every day with drivers who thought they'd been counted out.
If you've had credit challenges or a limited credit history, it can feel like every dealership has already made up its mind about you before you've said a word. We built our finance center to work the other way around.
Krause Toyota of South Atlanta has relationships with a wide range of lenders, not just one or two, so we can look for financing built around where you are right now, not just where your credit score says you should be.
Any one of these can make a car loan feel out of reach. In our experience, none of them have to be.
A past foreclosure doesn't define your next loan application.
We look at where your credit is heading, not just where it's been.
New to credit or rebuilding from scratch? We work with that too.
A change in household finances is common and workable.
Discharged or in a Chapter 13 plan, we can talk through your options.
A few rough years don't erase the years you've been rebuilding.
A little preparation goes a long way toward a faster approval. Here's what our finance team asks for most often.
Or a state-issued ID.
Recent paystubs, or tax returns if you're self-employed.
A recent utility bill with your name and address.
So we can help get your new vehicle covered.
Names, addresses, and phone numbers for three people.
Any amount helps. Bring what you're able.
If any of these apply to you, bring the paperwork too:
Fill out our secure online credit application and our finance team will start working with our lending partners right away.
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